It’s just as important to have the proper protection when you are retired as when you are working.

We have compiled a number of excellent products that will help you pay those unexpected medical bills that your medical coverage may not cover.

If you are not retired this information would also be valuable to your parents or someone you care about.

So, review the products, and if you are interested in more information, each product has an accompanying brochure and if you’re ready to enroll, just click on the enroll button and you can enroll online.

If you want more information or need help enrolling, click on the “Need Help” button or call 888-277-4456 x213.

Home Health Care Select

Health. Value. Peace Of Mind.

If possible, wouldn’t you rather recuperate from an injury or chronic illness in the comfort of your own home?

A sudden illness, injury, or debilitating chronic condition can happen to any individual at any age.

Manhattan Life’s Home Health Care Select Insurance is an affordable solution that provides both the flexibility and financial support you need to recover at home, surrounded by those you love.

These plans can also minimize financial stress, allowing you to focus your energy on your own personal recovery.

Available up to age 89.

For the brochure and more information Click Here.
To enroll, Click Here.

Short Term Care

Being financially prepared to pay for facility-based care, rehabilitative or professional home health care services can be a major concern for a growing segment of the population.

Manhattan Life’s new OmniFlex™ STC insurance plan is designed to financially help individuals who are faced with the physical challenges caused by an injury, illness or medical condition.

An OmniFlex™ STC policy automatically includes coverage for:

  • Nursing Homes/Facilities
  • Assisted Living Facilities
  • Hospice Care Facilities
  • Bed Reservations
  • Prescription Drugs

Enhance and customize your plan with the following optional benefits:

  • Home Health Care Rider
  • Hospital Indemnity Benefit Rider*
  • 5% Simple Inflation Benefit

Available for ages 45 – 89

For the brochure and more information Click Here.
To enroll, Click Here.

Cancer Heart and Stroke

The Health Risks are Real

Cancer

In 2020, it was estimated that 1,806,590 new cases of Cancer would be diagnosed in the United States and some 606,520 people will die from the disease.

Heart Attack

In 2018, nearly half a million deaths in the United States included hypertension as a primary or contributing cause. On average, someone dies of cardiovascular disease every 36 seconds in the United States.

Stroke

On average, someone dies of a stroke every 3 minutes and 33 seconds in the US. There are about 405 deaths from stroke each day, based on 2018 data.

Cover Costs That Matter Most to You

Cancer Heart Attack and Stroke through Manhattan Life was designed to provide flexible product offerings that give anyone the ability to tailor coverage to their specific needs. Whether family history dictates Heart coverage, Cancer coverage or both, Manhattan Life has you covered.

Meeting Specific Needs

We understand that treatment is not the only cost that comes with a Cancer, Heart Attack or Stroke Diagnosis. That is why Manhattan Life pays benefits directly to you, the insured, providing financial relief allowing you to focus on treatment. These costs could include: Childcare, Transportation, Lodging, Deductibles, Lab Tests.

Available to age 84.

Choose a benefit level from $5K to $75K for either
Cancer and/or Heart & Stroke or both!

Click here for a brochure.

Click here to enroll.

The Importance of Dental – Vision – Hearing

  • Help maintain quality of life
  • Financial protection in unforeseen situations that are painful, inconvenient and expensive
  • Basic Medicare does not cover dental, vision or hearing expenses

PRODUCTS HIGHLIGHTS

  • Individual ages 19 – 99
  • Family rates (include up to 3 children)
  • $0 or $100 deductible (does not apply to Preventive Services)
  • Glasses, Contacts and Hearing Aid benefits
  • Guaranteed renewable for life*
  • Choose your dentist (in-network or out-of-network)
  • $1,000, $1500, $3,000 or $5,000 policy year maximum benefit
  • Orthodontia benefit
  • No waiting periods for Dental Services (except Orthodontia)
  • Guaranteed issue

* Subject to the companies right to change premiums

FLEXIBILITY TO CHOOSE……

  • Dental Only
  • Dental and Vision
  • Dental and Hearing
  • Dental, Vision and Hearing

Dental, Vision and Hearing Select from Manhattan Life was designed with you in mind. With the ability to choose specific benefits, you can customize a plan tailored to fit your needs.

Available to age 84.

Need more information? Click Here for the brochure.
Ready to enroll? Click Here

Sure Card Benefits

Get the package that can really save you some hard earned money, utilizing the products and services you really need at a price you can afford!

You’ll get protection from the reality of Identity Theft – It’s the complete package: monitoring, insurance, keylogging defense, restoration, and legal services.

With the Legal Plan you’ll receive a free Will and Living Will plus discounted legal services and even free services.

Tax plan – Free 1040, 1040A and 1040EZ preparation plus the availability of attorneys for legal work, tax attorneys, CPA’s, Enrolled Agents and more!

Our Credit Counseling benefit provides professional assistance and solutions from trained counselors to help you strengthen your credit.

All this with Sure Card Benefits!

Click Here for more information and to enroll.

Discount Dental

Discount Dental Offering Plans That Help Millions of Americans

Save on Dental Costs

Our plans are not insurance, they’re what dental insurance should be.TM

Delivering the best value

  • NO waiting to use the plan
  • Unlimited use
  • All dental conditions accepted
  • Activate your plan in 5 minutes
  • Start saving today
  • Vision plan included

Top quality dentists

Tens of thousands of dentists accept our plans nationwide and the networks are always growing.

You can be assured that our dentists are some of the best in the country. They are credentialed, thoroughly screened, and must meet stringent qualifications in order to be accepted.

The BEST Price

We follow three principles to give you the best prices:

  • Keeping things simple by limiting choices to only the best plans.
  • Having a highly efficient and award winning team.
  • Being nationwide and committed to being the low-cost provider.

For all the detailed information and to Enroll – Click Here

Surity Care

ACCESS TO THE BEST HEALTH SERVICES IN AMERICA!

  • Urgent Care – $0 Copay, Unlimited Visits Annually, 16,000 Locations Nationwide
  • Quest Labs – $0 Copay, over 1000 labs, Unlimited Use
  • Rx Heroes – $0 Copay, 1000 Generic Prescriptions, 68,000 Retail Pharmacies, Free Mail Order
  • TeleCounseling – 24/7/365, U.S. Based Licensed Physicians, Unlimited Use
  • Care Navigation – Hospital Bill Eraser, Cost of Care Transparency, Unlimited Use
  • Virtual Primary Care – Select and Keep Doctor, U.S. Based Licensed Physicians, Unlimited Use

Look for Surity Care here soon.

If you want to be notified as soon as Surity Care is available, Click Here and we will notify you and you can be one of the first to have the protection of Surity care.

Life Insurance In 10 Minutes

The advice you need – the ease you want.

This is a simple, straightforward online experience

  • 10-minute Online Application
  • Quick Approval Process
  • Industry Leading Insurance Solutions

Click Here – your time is valuable, so we structured the process to make it easy and stress free.

Limited Medical Plans

1. Affordable Choice – This product is our most popular limited medical product. It is underwritten but great for people who want to supplement their medical or don’t have medical insurance. This product has limited decline,

ENHANCED BENEFITS AND FEATURES

  • No Deductibles or Coinsurance
  • Hospital Admission Benefit
  • Cancer Benefit Included
  • First Dollar Doctor Visits
  • Dr. Office Visit Rollovers
  • Prescription Benefit

Click Here for a brochure.
Click Here to enroll.

2. First Choice – Blue Ribbon – The benefits are not as robust as the Affordable Choice, but the underwriting is much more liberal this product is almost Guaranteed Issue. (except for a couple of conditions and height/weight.)

At no time in history have more Americans had health insurance, but even good true group or individual ACA plans have exposure, in the form of deductibles and coinsurance (the many thousands of dollars of claims after the deductible that are “shared” by the plan and the insured.)

By law, this exposure can exceed $8,000 each for up to two (2) members of the insured household Each Year!

FirstChoice Blue Ribbon Series provides coverage for these specific needs. The FirstChoice in Defined Health Insurance Benefits Designed for individuals who have coverage at work or through “the exchange” but want to protect themselves from the high exposure of a hospital claim.

Plan 1 – Designed for individuals who have coverage at work or through “the exchange” but want to protect themselves from the high exposure of a hospital claim.

Plan 2 – Tailored to those with a higher deductible ($3,000 or more) from their group coverage at work, their individual “exchange” ACA plan, or for those with a Faith Based Ministry program who would feel more comfortable with an underlying level of strong “guaranteed renewable” benefits. This strategy can also be used in conjunction with a high deductible Short Term Major Medical.

Plan 3 – Designed for those individuals (or families) who do not wish to participate in the Federal ACA insurance plans for any reason, but who do want high levels of “guaranteed renewable” benefits.

Plan 4 – Designed for those individuals (or families) who want the highest levels of “guaranteed renewable” benefits along with an Outpatient Diagnosis Procedure benefit that is only included in Plan #4.

Click Here for a brochure.
Click Here to enroll.

Accident Insurance

Accidents happen when you least expect them – at home, at work, while playing or while traveling

You can’t plan on them, but you can plan for them.

This is not a Scheduled Benefit policy with so much paid for a suture, so much for a cast, etc. You know what you will get paid in advance so it makes planning easier.

Enhanced Accident Plan Features

  • $2,000 or $4,000 of accident coverage
  • Issue ages 18 – 74
  • Guaranteed renewable to age 80
  • $25,000 or $50,000 of Accidental Death Benefit
  • Pays in addition to any other insurance
  • Individual, Individual & Spouse, Single Parent, and Family coverage available
  • Pays on the job or off the job accidents

Click Here for a brochure.
Click Here to enroll.

Final Expense Insurance

Final Expense is designed to help you protect loved ones from the financial burden of your final expenses. Our Final Expense offering is an immediate death benefit Whole Life policy, which provides up to $50,000 in coverage. Rates and cash values are guaranteed.

Regardless of changes in interest rates or any other factors, your death benefit, premium rates, and cash values
will never change.

There are many factors to consider when planning for Final Expenses.

Have you considered the resources it will take to ensure outstanding Medical, Credit Card and/or Housing Debt is not passed on to loved ones? Unfortunately, older adults are increasingly retiring with debt and are carrying greater amounts of debt than ever before.

Medical Debt: A study in the Journal of General Internal Medicine revealed that out-of-pocket medical expenditures in the 5 years prior to an individual’s death totaled more than $38,000, leaving 1 in 4 seniors approaching bankruptcy.

Credit Card: Another common source of debt among senior households is credit cards. In 2001, only 24.2% of senior households held credit card balances; by 2016, more than 34.2% did.

Housing Debt: In addition, 29.2% of older adult households owed money on a mortgage, home equity line of credit, or both.

Plan Highlights

– Ages 0 – 85

– Available Accidental Death Benefits

– Builds cash value

– Permanent Insurance Policy

– Coverage will never decrease!

– Rider Benefits are Income-Tax free

– Rates will never increase!

– No waiting period for full coverage

Click Here for a brochure.
Click Here to enroll.

Critical Protection & Recovery

This is a Critical Illness Insurance Policy

Developing A Critical Illness Can Cause Unnecessary Hardships for Most Families!

THESE TYPES OF CRITICAL EVENTS CAN INTERRUPT OUR LIVES:

  • Heart Attack
  • Major Third-Degree Burns
  • Paralysis
  • Stroke
  • Major Human Organ Transplant
  • End-Stage Renal Failure
  • Coma
  • Coronary Artery Bypass Surgery

This policy pays for:

  • First Occurrence Benefit
  • Monthly Income Benefit
  • Recurrence Benefit
  • Hospital Confinement Benefit
  • Ambulance Benefit
  • Transportation Benefit
  • Lodging Benefit
  • Waiver of Premium Benefit

Ages 18 – 64

For a brochure and more information Click Here.
Click Here to enroll.