Identity Theft Solutions

Reduce risk of identity theft and receive comprehensive, privacy advocate assisted restoration services in the event a theft does occur.

3-Bureau Credit Monitoring*

Alerts you to changes reported to all three national credit bureaus. Monitored changes include personal information, public records, inquiries, new account openings, and existing accounts reported as past due.

  • If there are key changes to your credit report, such as loan data, inquiries, new accounts, judgments, or liens, we’ll alert you.
  • Notifications triggered as a result of new inquiries and/or adjustments made to a credit file are sent to you via email on a daily basis.
  • These reports allow you to proactively manage your financial health and monitor your identity.

Identity Monitoring*

Scours the internet to identify the illegal trade and sale of your personal information.

  • Monitors thousands of websites, checks millions of data points, and if we find your information, we’ll alert you.
  • Proactive detection works in real time, giving you the opportunity to stop the leak early.
  • Our monitoring system covers bank accounts, credit/debit cards, social security numbers, driver’s license, etc.

Bank Takeover Monitoring

Watches for new bank and credit account activity. Alerts you if someone tries to open a bank account or credit card using your Social Security number or other personal information.

  • Provides early detection of suspicious bank or credit card account activity.
  • Reviews information from hundreds of financial institutions daily and flags unusual or high-risk activity

Social Media Monitoring (Cyberbullying)

Monitors your children’s social networks (Facebook, Twitter, Linked In, and Instagram) for objectionable content such as:

  • Drug or alcohol references
  • Cyberbullying behavior
  • Sexual references / predatory behavior
  • References to weapons or violence

Sex Offender Monitoring

Provides a report of all registered sex offenders living within your immediate area and notifies you when a new sex offender is added.

  • Sends an alert if a sex offender attempts to use your personal information to evade detection.
  • Using your state’s sex offender registry, sends notifications when an offender moves into your immediate area.

*Note that alerts for this component can’t be delivered unless an email address has been provided for notifications.

Privacy Plus Software

Protects your personal information and internet activity from cybercriminals, hackers and others spying on you.

  • Secure Data Vault: Store, share and access important documents that require protection.
  • Secure Email Account: Send email securely without worrying about others accessing the content or files included in your emails.
  • Virtual Private Network (VPN): Protects data like credit card numbers, account numbers, passwords, and more while you are online or away from your device.
  • Password Manager: Makes it easy to use a strong and unique password for every website.

Identity Theft Restoration

Assists you with full service identity restoration by certified identity theft risk management specialists who will:

  • Contact banks, file a police report, review credit reports, or place a fraud notification or security freeze with the three credit bureaus.
  • Make phone calls, send electronic notifications, prepare documentation, and issue fraud alerts with the three consumer reporting agencies, the FTC, SSA and USPS.
  • Follow up and escalate issues with affected agencies, creditors, financial institutions, to reinforce your rights.
  • Assist with restoration of identity to its pre-theft state.

Lost or Stolen Credit Card Assistance / Document Recovery Services

Our Privacy Advocates will:

  • Obtain credit reports from each of the three major credit bureaus
  • Cancel affected credit cards and request new cards
  • Provide daily identity monitoring for six months to help prevent further fraud.

Insurance Benefit*

  • $1,000,000 of identity theft insurance is available to you with a zero deductible. Available in all 50 States.

* Identity Theft Insurance is underwritten by a nationally recognized insurance carrier with an “A” or better AM Best Rating. Contact Legal Club for more details. Credit Monitoring, Identity Monitoring and Insurance is limited only to the member.

Eligibility

Program includes the member’s spouse or domestic partner, dependent children, and dependent individuals living in the plan member’s home such as a parent or grandparent.

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