Disability Insurance
Before you read about the different options MyNMIN Benefits offers you for Disability Insurance, you may have a few questions or misconceptions about Disability insurance.
Here are three videos that may offer answers to your questions.
- I don’t need Disability Insurance Click Here for video
- Your most valuable asset Click Here for video
- Disability is too expensive Click Here for video
Your employer may provide Disability Insurance for you – but do you know what you have and how it works? It’s probably not what you expect.
If you want more information and if you want to find out about how you can get your 401k or 403b plan paid for you if you become disabled just Click Here and one of our MyNMIN Benefits Customer Service Representatives will call you to explain in detail how everything works.
State of South Carolina Disability Policies
If you are employed by the State of South Carolina or work for a school system, college university or Tech in South Carolina, Click Here for a video that will explain the South Carolina Disability Plans.
Even if you aren’t an employee of the State of South Carolina, we can create a custom disability plan just for you.
Just Click Here for a no cost, no obligation quote.
More Uses for Disability Insurance
Student Loan Protection
The Student Loan Protection Rider reimburses you for student loan payments – no matter how many you have, or how many institutions they’re with.
- Coverage up to $2500 per month
- You can tailor coverage for a specific debt, $250 – $2500 per month.
- Duration – 10 to 15 years
- No documentation is required.
Retirement Protection Plus (RPP)
Retirement plans are one of the most important benefits and you can use them to create a healthy retirement income.
However, should you become too sick or injured to work, generally all retirement saving stops – because neither the employee nor the employer can make contributions if the employee is not actively at work. RPP helps mitigate this risk by replacing the contribution you would have made to a defined contribution plan while totally disabled.
A monthly benefit insuring 100% of your retirement plan contributions, including any employer match, will be paid into a trust established for your benefit. You direct how benefits are invested and you can begin accessing them at age 65.
For more information Click Here
