Out-of-Pocket Protection Plan

  • Helps pay deductibles and co-payments.
  • You choose benefits and premiums.
  • Pays benefits directly to you unless assigned to help with hospital bills and out-of-pocket costs.
  • Pays in addition to all other insurance and workers’ compensation.
  • No deductibles.
    No networks.

Click Here to view a brochure

Click Here to enroll

To speak to a NMIN Alliance Representative Click Here

Cancer Insurance

How about one of the best Cancer Plan available at group rates! Yes, because you are a member of Sure Card Benefits you can enroll in one of the best cancer plans available at group rates!

Benefits like no-maximum Radiation and Chemo, just to name one and a list of other benefits, just Click Here to see the informative brochure. But how much can you save because of the group rates?

Plan C –

Monthly non-group individual

Ages 45 – 54 = $66.18
Group pricing = $47.70
A monthly savings of = $18.48

Monthly non-group 2 parent family

Ages 45 – 54 = $106.25
Group Pricing = $76.77
A Monthly Savings Of = $29.48

The Affordable Choice

In today’s market where health insurance is often unavailable or unaffordable, The Affordable Choice can help provide you and your family with peace of mind by letting you select the health insurance benefits you need and can afford.

  • $5,000,000 Lifetime Maximum per person
  • Four benefit options to choose from to fit your budget
  • Only a few medical questions on the application
  • Keep your own doctors; choose individual or family coverage and access network discounts.
  • For additional savings the MultiPlan network is available at no additional cost
  • TelaDoc provides a convenient alternative to Urgent Care or ER visits with a $0.00 visit fee
  • Rxedo card is provided at no cost to help you save money on prescriptions
  • Karis 360 helps policyholders save on out of pocket expenses, negotiates directly with providers and collection agencies to reduce medical bill balances and works with providers to develop payment plans

Click here to view brochure, check on coverage, pricing and to enroll

Sure Card Benefits Enrollment

If you work for a company or organization, whether public or private, that utilizes Sure Card Benefits for their benefits, please use the box below. Please fill in the name of your employer or organization and insert the Enrollment Number your agent gave you. It is also the number that is on the informational literature you received from your employer. After you have done this, click the Submit button to be directed to your custom benefits page.

SC Benefits Plus – Surecardbenefits

Bridge the GAP

GAP coverage, this plan has a pool of money that you can draw from that helps bridge the gaps in coverage that exist in your current health insurance plan by paying co-pays, deductibles and co-insurance costs thus reducing or eliminating the Out-of-Pocket expenses associated with hospital and doctors’ bills.

Click Here for details and rates
Click Here to contact an agent for more information or to enroll (on-line with an agent)

GAP Enhancer

This exciting new product has a lump sum pool of money you can draw from that will pay most or even all of your Deductible and Co-Insurance on all your group medical plans including PPO’s, high deductibles and ACA plans. This also includes State employee medical plans!

Click Here for an example of how the GAP Enhancer works and how the benefits are paid.

You can use The Enhancer to pay your deductible and co-insurance in your medical plan. It will also pay for doctors office and preventive visits, diagnostic tests, x-rays, hospital charges, surgery charges, ambulance, and even skilled nursing and more!

Just Click Here for a no cost, no obligation quote.

Click Here for more detailed information or to enroll with your representative in person or over the phone.

If you are a National General or Time policy holder (GAP Enhancer) and you have any questions regarding your premium, policy, claims or network providers, Click Here.

ACCIDENT INSURANCE

Accident Fixed-Benefit coverage

Flexible and simple accident coverage designed to be predictable and easy to use
We make it easy for you to find the plan fitting your needs and budget.

Easy to obtain
It’s easy to add Accident Fixed-Benefit coverage to any plan — no additional application or underwriting required

Easy to choose
Simple coverage options help you meet your needs and budget.
Choose Level 1 or Level 2 coverage (see next two pages for benefits)

Easy to understand
You get a set cash benefit for each injury and service. You don’t need to worry about deductibles, coinsurance, copays or preauthorization

Easy to use
You can use the cash any way you need

Easy to keep
The cost for Accident Fixed-Benefit coverage is designed to remain stable1 and your plan will renew automatically each year Individual rates start* at around $14/month

For more information including a quote please Click Here and one of our representatives will contact you.

1 Rates are subject to change based on your state and rate class. Rate class is determined by factors such as age, benefit level, type of insurance, riders and health characteristics at the time of application.

* Sample premium rate is for Accident Fixed-Benefit coverage for an adult residing in North Carolina — Level 2

If you are a National General or Time policy holder (Accident Fixed-Benefit Coverage) and you have any questions regarding your premium, policy, claims or network providers, Click Here.

CRITICAL ILLNESS INSURANCE

CRISIS RECOVERY (Critical Illness protection)

Thanks to medical advances, more and more American are surviving major medical crises– cancer, strokes, heart attacks and kidney failure.

Your financial security is most threatened when you are told by a physician that you have suffered a heart attack or stroke or that the tissue taken during a biopsy is, in fact malignant.

Crisis Recovery is designed to ease the financial pressure by providing a lump sum cash benefit paid directly to you upon the diagnosis of a covered illness.

Use your Crisis Recovery benefits any way you wish. It’s your money the choice is up to you

  • Non-medical expenses resulting from your condition.
  • Treatments that are not covered by or limited by your existing medical insurance.
  • Your mortgage, auto loans and credit card payments.
  • Expenses for child and/or nursing care

Or any other bills you may have.
It’s your money the choice is up to you

  • Extended convalescence services or for rehabilitation
  • Deductibles, co-pays, prescriptions, experimental treatments and out of network expenses
  • Home or automobile alterations for special needs.
  • Your income and your spouse’s lost wages while he or she cares for you

View Plan Brochure

Contact Us

Critical Illness – Term Life

Reduce the financial impact of a critical illness for both you and the people you love
When you choose Critical Illness – Term Life coverage, you reduce the potential financial impact of critical illness on your family and your future. This plan pays cash right to you. And you can use the cash any way you need, helping you replace lost income and pay expenses other plans don’t pay.

Choose Critical Illness – Term Life coverage to get:

  • Lump-sum cash benefits upon first diagnosis or treatment — over and above any benefits you receive from any other plan
  • Freedom to visit any doctor or hospital you want and use the cash any way you need
  • Benefits paid with no deductibles, coinsurance, copays or preauthorization required for this plan

For more information Click Here

If you are a National General or Time policy holder (Critical Illness – Term Life) and you have any questions regarding your premium, policy, claims or network providers, Click Here.

MORE USES FOR DISABILITY INSURANCE

Student Loan Protection

The Student Loan Protection Rider reimburses you for student loan payments – no matter how many you have, or how many institutions they’re with.

  • Coverage up to $2500 per month
  • You can tailor coverage for a specific debt, $250 – $2500 per month
  • Duration – 10 to 15 years
  • No documentation is required

Retirement Protection Plus (RPP)

Retirement plans are one of the most important benefits an you can use to create a healthy retirement income.

However, should you become too sick or injured to work, generally all retirement saving stops – because neither the employee nor the employer can make contributions if the employee is not actively at work. RPP helps mitigate this risk by replacing the contribution you would have made to a defined contribution plan while totally disabled. A monthly benefits insuring 100% of your retirement plan contributions, including any employer match, will be paid into a trust established for your benefit. You direct how benefits are invested and you can begin accessing them at age 65.

For more information Click Here

Long Term Disability

NMIN Advisor will custom design a Disability Plan for you. There are many different variables in a disability plan, your occupation, amount of coverage, term of coverage and much more. We have coverage amounts exceeding $15,000 a month and cover all occupations.

If you would like a detailed explanation of Disability insurance Click Here.
If you would like a custom proposal please Click Here and one of our experienced representatives will contact you.

LIFE INSURANCE

We all need life insurance, the problem is – how much: We have put together a short informational introduction on “How much Life insurance do I need?”

This introduction was written for you to understand the purpose of Life insurance, to consider your current situation, to think about your goals and to consider where the money will come from when you actually need it. Will it be Social Security or employer-provided benefits? Find out in this easy to understand presentation. Just Click Here to start.

Universal Life

We have many companies from which to choose for your Universal Life needs depending on your circumstances.
For more information please Click Here

Sure Card Benefits Plus represents many companies, if you have any questions please email us at info@surecardbenefits.com and we will get right back to you.

Final Expense

Funeral and burial expenses so often become an additional burden to the family. Sometimes a single Life Insurance policy is not enough.

That is why we offer the Tribute, an individual whole Life Insurance policy that can help pay for funeral expenses or allow you to leave a gift for a loved one.

Click Here for more information

Sure Card Benefits Plus represents many companies, if you have any questions please email us at info@surecardbenefits.com and we will get right back to you.

Term

Term Insurance is the most economical form of Life insurance. We have many companies to choose from we will shop those companies and get your best rate depending upon your age, amount and term.

Click Here for your personal, no obligation quote.

Sure Card Benefits Plus represents many companies, if you have any questions please email us at info@surecardbenefits.com and we will get right back to you.

Mortgage Insurance

Your home may be one of the biggest investments you’ll ever make, and your family probably depends on your income to help make the mortgage payments. So in the event of your death, your loved ones might struggle to keep the home. You can help prevent that from happening. Take an important step now to help protect your home and family with a Mortgage insurance policy. We have many different coverages including return of premium and an unusual policy that includes Universal Life with a Decreasing Term Rider, that is less expensive that Term Insurance and it builds cash value!

For a free quote Click Here

Sure Card Benefits Plus represents many companies, if you have any questions please email us at info@surecardbenefits.com and we will get right back to you.